Gardner Russo & Quinn LLC 13F holdings and portfolio analysis

ReadyGardner Russo & Quinn LLC · Thomas Russo

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Baseline

Analysis messages
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Baselinetested
Strategy Q&A reference3 reference Q&A

Pre-generated Q&A about this fund. Use as reference context for your own analysis.

baseline13FChat AI
What does directly following the disclosed baseline portfolio expose an investor to?

Directly following the baseline exposes an investor to a very top-heavy portfolio with benchmark lag risk. The strategy top 5 are 68.40% and top 10 are 96.38%, led by Mastercard at 19.68%, Philip Morris at 16.38%, Berkshire Hathaway at 12.30%, Netflix at 10.20%, and Martin Marietta at 9.84%. Sector weights are concentrated in Financials at 36.99%, Industrials at 18.66%, and Consumer Staples at 17.26%. The backtest also flags 13F implementation lag and episodic turnover, including one turnover reading near 100% in the risk notes, so an investor is taking both concentration risk and stale-disclosure risk.

Check whether you are comfortable with a portfolio where the top 10 names are over 96% and filings are implemented with a reporting lag.
baseline13FChat AI
Which recent baseline periods best explain the risk-return trade-off?

The best recent periods to study are the sharp wins in late 2024 and the reversals in 2025. In 2024-09-30, the baseline returned 8.27% versus SPY at 2.76% for +5.51 excess, and in 2024-12-31 it returned 3.87% versus SPY at -3.63% for +7.50 excess. But that edge reversed in 2025-03-31 with 1.20% versus SPY 9.22% (-8.01 excess) and again in 2025-06-30 with -3.26% versus SPY 4.20% (-7.46 excess). Those swings explain why the portfolio still ends up with negative alpha despite decent long-run return and sub-market beta.

Open the quarterly performance breakdown and compare the holdings in the strong 2024 windows versus the weak 2025 windows.
baseline13FChat AI
What should a user inspect next before deciding whether the baseline is acceptable?

The next check should be concentration, turnover, and whether the live holdings likely still resemble the filing. Concentration is extreme, with top 5 at 68.40% and top 10 at 96.38%. Turnover was 10.56 in 2025-03-31 and 13.23 in 2025-06-30, after lower readings like 6.54 in 2024-12-31, so implementation drag is not constant. The risk notes also warn that live holdings may differ materially because the strategy is based on delayed filings. Before using the baseline, a user should verify whether they accept that top-heavy structure and the lag between manager action and public disclosure.

Inspect the turnover series and the most recent disclosed weights together to judge whether the baseline is stable enough for your use case.
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